Government has introduced Kamdhenu scheme (Sudharit) strictly based upon the applicant fulfilling the following conditions:-
  • The applicant has to be bonafide resident of Goa for atleast 05 years.
  • Shall possess a Pucca cattle shed with cement flooring for housing the animals proposed to be reared.
  • Undertake to strictly stall feed the animals and not allow open grazing.
  • New entrants should compulsorily undergo two week practical training on Government Farms.

The main reason for the success of the dairy programme in India is the involvement of milk producers in setting up their own organizations for milk production enhancement, milk procurement, processing and marketing. Dairying, as a subsidiary source of income, is a real relief to most of these weaker groups in society. In today's life style one or two milch animals is not sufficient to enable these farmers to generate sufficient additional income to break the various subsistence agricultural debt cycle. Animal Husbandry plays a vital role in providing household nutritional security, increased income, and employment especially of women and in rural transformation. Livestock provide economic security and social status to the family. Concentration of Livestock in general and small ruminants in particular, is in marginal, small and semi-medium holding, which mostly represent poorer sections of the society. Thus progress in livestock sector is directly related to a more balanced development of rural economy and upliftment of the poor sections of the society.

Dairying with crossbred cattle and high yielding buffaloes has become a remunerative business. Studies have shown that dairy enterprise as against crop in rural areas was on the top with regard to profit in marginal, small and medium holding. Dairying and crop production together for small farmers having irrigated land was more profitable than crop farming alone. Animal Husbandry components provide easy cash; therefore, small farmers prefer it to crop production.

To begin with and in order to accelerate at fast pace the daily milk production in the state the scheme is intended to be implemented with full zeal throughout the state and create special milk producing pockets called 'Dudh Gram Villages'.

The Dudh Gram Villages shall be carved out, based on their records of supply of maximum milk produced in a year and supplied to the Goa Milk Producers' Union. The concept is to target these groups and attain faster results in these Villages/Gram Panchayats to be declared as Dudh Gram in the implementation of Milk Policy for the State with the intention of giving special attention in the policy and programme implementation.

Objectives of the Scheme:-

The main objectives of the scheme is
  • To help the farmers to get financial assistance for the purchase of Cross bred Cows and Improved She Buffaloes for his Dairy Unit.
  • To promote self employment in the Dairy Sector.
  • To boost the milk production in the State and to make state self sufficient.
  • To strengthen the Dairy Co-operative movement in the State.
  • To ensure sustainability and provide improved income and livelihood.
  • To also encourage the schedule tribe and schedule caste communities.
  • To create employment in the State.


  • Any person residing in Goa for at least 15 years or more
  • Knowledge or experience in Cattle or Buffaloes farming.
  • Land for green fodder cultivation desirable.
  • Farmer who had availed the purchase of animals under the earlier Kamdhenu Scheme.
  • Applicant should necessarily have a Cattle shed to undertake the scheme.

Documents to be produced:-

  • Residence Certificate from Mamlatdar/Sarpanch or Chairman of Dairy Society verified and attested by the Veterinary Officer/Assistant Director in charge of the area.
  • Attested copy of the Election Photo Identity Card /Adhar Card.
  • Affidavit in prescribed format regarding ownership of Cattle Shed.
  • Caste Certificate if SC/ST/Dhangar.
  • Letter from financing institution having Electronic clearance system (ECS) willing to finance the beneficiary
  • Passport size photograph of the applicant.

  • The scheme intends to provide self-employment to the youth by assisting the youth or any person desirous in establishing a Dairy Farm. Under the Scheme the farmer can buy Cross Bred Cows/Improved She Buffaloes in one or more phases.
  • The eligible applicant should purchase the sanctioned animals within one year of sanction of the scheme.
  • Unit cost of Cross Bred Cow/Improved She Buffalo shall be limited to Rs. 60,000/- per animal expected to yield 2700 liters of milk per lactation for the purpose of release of subsidy.
  • Subsidy on the cost of the animal shall be as follows:

No of animals
General SC/ST/Dhangar
Amount%Amount %
1 to 5 (Grade A)
4500075%54000 90%
6 to 10 (Grade B)
3750062.5%54000 90%
11 to 20 (Grade C)
3000050%45000 75%
21 & above (Grade D)
2400040%30000 50%

    The eligible subsidy shall be credited to the loan account of the beneficiary through ECS system to the concerned Financing institution.
  • Incentives towards transportation of the animals at the rate of Rs. 1500/- (Rupees One Thousand Five Hundred Only) per animal or actual cost of transportation, whichever is less for the purchase made outside the State and Rs. 600/- (Rupees Six Hundred Only) per animal or actual cost of transportation, whichever is less for the purchase made at cattle melas organized by the Department shall be reimbursed to the beneficiary's loan account through ECS along with subsidy amount.
  • Under the Scheme, a beneficiary can purchase either crossbred cows or improved She buffaloes.
  • The farmer has to produce a letter from the financing institution having ECS system, willing to finance him.
  • All milch animals under the scheme have to be purchased from outside the State, accompanied by a Veterinary Doctor of the Department, provided that Government may by order approve alternate arrangement including Animal bazar or sale from its farms.

  • In case of farmers permitted to purchase animals on their own, other than the Cattle Melas held by the Department in Goa, subject to following conditions:
    • Fulfilling all the conditions laid as required under Kamdhenu Scheme (Sudharit) viz. a well constructed Cattle Shed with cement flooring, fodder cultivation etc.
    • Purchase of minimum of 2 or more high yielding Crossbred animals/Improved Buffaloes.
    • Obtain prior written permission well in advance from the Department before undertaking such purchase.
    • Be a member of the Local Dairy Society.
    • Purchase of animals from outside the State shall be done accompanied by local area Veterinary Doctor/ designated Veterinary Doctors panel of the Department.

  • The Veterinary Officer should ensure that details of purchase including microchip number should be faxed to this office on fax no. 0832-2437244 immediately within 24 hrs after affecting the purchase.
  • which is mandatory and submit the proof of insurance or policy documents to the concerned Assistant Director/Veterinary Officer within a period of 07 days of purchase.
  • On purchase of animals the Financing Institution has to submit the Purchase statement, enclosing alongwith it purchase receipt, transport receipt, insurance document showing the microchip numbers and duly certified by the Area Veterinary Officer/Assistant Director.
  • The Purchase statement and documents as stated at '11' above shall be submitted to Head Office by the financial Institution within 2 weeks of effecting purchase so as to enable release of subsidy.
  • Identifications of Kamdhenu animals must be done only through Microchips system. The existing Cross Bred Cows/Improved she Buffaloes shall be identified by microchip only.
  • Release of subsidy will depend on the receipt of the documents mentioned at clause (12) above, which should be submitted by the Financing Institution, and no relaxation will be considered.
  • Animals purchased under the Scheme should be insured for minimum period of a 3 years under the Comprehensive Insurance Policy with Bajaj Allianz Cattle Insurance Policy. It shall be the sole responsibility of the beneficiary to insure the animals immediately on purchase. The Government shall not be responsible in the event of the death of the animal or otherwise. The respective Financing Institution shall be responsible for the tie up arrangement of insurance cover between the beneficiary and the insurance Company. The premium towards insurance including transit insurance should be initially borne by the beneficiaries /financing institution, the Department shall reimburse the premium amount to a maximum of Rs. 9000/- (Rupees Nine Thousand Only) per animal directly to the financing institution, together with the subsidy amount on receipt of all the required documents in order.
  • The animals purchased under the Scheme cannot be disposed off for a minimum period of 3 years. In case of default Government "shall recover the subsidy amount paid to the beneficiary on pro -rata basis" as arrears under land revenue code.
    • In case of death of animal outstanding loan amount pertaining to that animal shall be paid directly to the financing institution to
    • beneficiary's loan account from the death claim amount reimbursed by the insurance company and balance claim amount shall go back to Government.
    • In the event of unfortunate death of the animal within one month from date of purchase, beneficiary has to report in writing to area officer and fax on 0832-2437244 to the DD (Kamdhenu) within 24 hours of death. Pursuant of confirmation and verification of death by the said officers and on satisfying the officer that death is not due to negligence on the part of beneficiary, than the cost of the animal shall be directly credit to the account of the beneficiary.
      • In the event of the animal undergoing permanent total Disability (PTD) after duly certified by team of experts appointed by Directorate of A. H. & V. S. for that purpose the farmer has option to dispose the animal under the intimation to Directorate of A.H. & V. S., Panaji - Goa.
      • In the event of animal yielding less than 50% of expected milk yield as stated at the time of purchase within 20 days from the date of calving, beneficiary has to report in writing to Area Officer and Fax on 0832-2437244 to the Director of Animal husbandry & Veterinary Services immediately. Pursuant of confirmation and verification of milk yield less than 50% of expected milk yield at the time of purchase by the said officer within 72 hours of intimation by farmer and on being satisfied by the Officer concerned that the milk yield is less than 50% of expected milk is not due to negligence in feeding and management on the part of beneficiary, than the cost of the animals shall be directly credited to the loan account of the beneficiary. Such animal shall be the property of the Government and the beneficiary has to return the animal to the Government designated Farm at his own cost. Value of such animals shall be determined by the valuation committee appointed by the Department and the said animal is proposed to be returned to the seller for the price to be determined by the Departmental committee and the proceeds shall be deposited to Government Treasury by the Department. This is only applicable for the purchase of animals at Cattle Melas organized at Cattle Breeding Farm, Copardem/Dhat of this Directorate and not applicable for the animals purchased by the farmers from other States.

      • The farmers interested in availing this facility will have to apply in a prescribed application form through Area Asst. Director/Vety. Officer.
      • A non-refundable processing fee of Rs. 200/- (Rupees Two hundred only) and for SC/ST Rs. 25/- ( Rupees Twenty Five Only) shall be collected at the time of accepting the application at the respective Government Dispensary or Hospital.
      • On processing the cases (within 15 days) the Assistant Director/Veterinary Officer of the respective Hospital/Dispensary shall submit the application of all farmers eligible under the scheme to the Director of Animal Husbandry and Veterinary Services, for sanction by the Department.
      • Applications should be received in triplicate (Original plus 2 photocopies) along with all the documents as mentioned in guideline of the scheme.

      The following Documents are required to release the subsidy.
      • The prescribed Purchase statement should be certified and stamped by the Area Veterinary Officer/Assistant Director and Official of the Financing Institution and should be signed by the beneficiary.
      • Purchase and transport receipt should be attested with a stamp by the Area Veterinary Officer/Assistant Director and Official of the financing institution and beneficiary, which should be enclosed along with the purchase statement mentioned at 1 above.
      • Proof of Insurance should also be enclosed together with the purchase statement.
      • Agreement bond sworn before Notary/Magistrate on stamp paper as per rule in force in Departmental prescribed format.
      • Subsidy will then be released as per the pattern of the scheme.

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